Your association provides carefully selected member insurance coverages with features or pricing that are available exclusively to TXCPA members.

Associations have long promoted the advantages of belonging to a professional group—networking, professional development, career advancement, and advocacy.

Many associations also extend that same value to products and services, including association insurance programs. By leveraging group buying power, they’re able to offer members access to insurance coverage with enhanced features, benefits, or group pricing that may not be available on an individual basis.

These member insurance programs are often designed to complement the coverage you may already have through an employer or other sources, helping fill gaps or strengthen your overall insurance protection strategy.

This approach isn’t new. Professional associations and trade organizations have provided collective insurance and financial benefits for generations, recognizing that members can often achieve better outcomes, such as lower insurance costs and stronger coverage options, by working together.

Today, associations work directly with insurance brokers and insurance carriers to develop or customize group insurance plans for their members. For TXCPA, this also helps support other member services, as participation in the TXCPA member insurance program contributes non-dues revenue that helps fund additional programming and resources.

One of the most common reasons members choose association-sponsored insurance is cost. Group insurance rates often provide access to lower premiums compared to similar individual insurance policies, due in part to reduced administrative costs and the ability to spread risk across a larger group of insured members.

In addition to cost, TXCPA members may also benefit from:

• Coverage options tailored to accounting and finance professionals, including professional liability insurance and cyber liability coverage
• More convenient enrollment and, in some cases, simplified underwriting
• Confidence in carrier quality, with plans selected through expert evaluation
• Access to additional member benefits, discounts, or educational resources related to insurance and financial planning

TXCPA’s member insurance program is administered by Forrest T. Jones & Company (FTJ), a family-owned insurance broker founded in 1953. FTJ works with highly rated providers such as MetLife, New York Life, Berkley Select, and Iris®, companies known for financial strength and long-term reliability, to make high-quality group insurance coverage available to TXCPA members at competitive rates.

Through this TXCPA member insurance program, members have access to a range of insurance coverage options, including life insurance, supplemental health insurance, home and auto insurance, and professional liability and cyber insurance.

Even if you already have insurance coverage, it’s worth taking a closer look at what’s available through your association. You may find association insurance options that better align with your needs, offer improved value through group pricing, or provide added convenience alongside your existing coverage.